생애주기별 가구의 주거비 부담 결정요인에 관한 연구

초록

The Housing expenditure burden which comes from high prices of housing and increase of rents are may affect to the quality of life by reducing expenditure in the other sectors within limited income. According to the life-cylce hypothesis, all individuals wish to consuming and saving rationally for the utility maximization and it is also affect the demand and consumption of housing. On the other hand, although housing expenditure have a significant impact on the housing condition of the residents and the housing market, the calculation method of evaluation and research on housing burden is insufficient in Korea. Hence, this study analyzes the factors affecting the housing burden classified by the family life cycle by using the Schwabe Index and Rent to Income Ratio. This study used the Korean Welfare Panel Data for seven years and enforced the Panel Data Analysis. It was analyzed the factors that determine the housing expenditure burden classified by the family life cyde were different and particular family cycle was more sensitive to one factor. Therefore, it was found that the introduction of specific policies of family life cyde characteristics could lead to the realistic and effective results of policies.

키워드